Hejoma Garcia - RE/MAX Advantage I



Posted by Hejoma Garcia on 7/17/2017


32 Falcon St, Worcester, MA 01603

Single-Family

$320,900
Price

9
Rooms
4
Beds
2/1
Full/Half Baths
Welcome home to this colonial style home you can enjoy almost 3000 square feet of living space. Enourmous living and dining area with a view to the amazing yard. Property comes with four good size bedroom with the possibility of turning it into five. Master bedroom comes with a walk in closet, another bedroom comes with a 1/4 of a bath that can be easily used as the master bedroom as well. Huge backyard with access to two decks, an established vegetables garden, plus a finished basement where you will find a complete kitchen, another bathroom and plenty of room to entertaint future guest. Updated appliances and newer heating system & updated electrical. This lovely home has a lot of offer come see for yourself.
Open House
Saturday
July 22 at 11:00 AM to 12:30 PM
Cannot make the Open Houses?
Location: 32 Falcon St, Worcester, MA 01603    Get Directions

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Categories: Open House  


Posted by Hejoma Garcia on 7/17/2017

If you have just purchased a home, you have the option to refinance your home soon. Just because you can refinance your home doesnít mean that you should. How long you should wait to refinance your home depends on a few things including:


  • Your refinancing goals
  • The rules of your lender
  • If your mortgage has a pre-payment penalty clause

Goals


Your goals for refinancing are among the most important things when considering whether to refinance. Lenders typically wonít refinance a loan that you have secured in the last 120-180 days, so if youíre looking to lower your monthly payments, you may have to shop for a new lender.    


The Type Of Loan You Have


If your financial situation has changed, it may be smart to change the type of loan that you have. Oftentimes, changing the rate and the terms of the loan can give you the extra freedom that you need for your loan and your life. 


Pay Off Your Mortgage Faster


If you do a cash-in refinance, this could be a smart way for you to build equity for your financial future and help you to secure a lower rate for your mortgage. Keep in mind that FHA loans are a bit different when it comes to paying down your mortgage. The FHA streamline program requires that you wait a minimum of 6 months before you refinance. 


Pre-payment Penalties


 Before you refinance your home, youíll need to double-check to ensure that your mortgage doesnít have a pre-payment penalty. If you do have one of these clauses included in your loan agreement, you should consult your lender to make sure that refinancing is a smart move for you.


Lenderís Rules


Every lender has different rules as to how quickly you can refinance your mortgage. You may also need to meet certain qualifications in order to go ahead with the refinancing. 


As tempting as it can be to try and get a lower mortgage rate, you may want to hold off on refinancing for a variety of reasons. Remember that every time you refinance your home, youíll need to pay closing costs and other fees. While it may be a savings in the long term, it could cost you some up front cash. 


The best course of action is ideally to shop for  a lender and a mortgage rate that will suit your needs from the beginning. While no one can completely predict a changing market, you can shop around and find the right rate and loan for you at the time.




Tags: refinancing  
Categories: Uncategorized  


Posted by Hejoma Garcia on 7/16/2017


32 Falcon St, Worcester, MA 01603

Single-Family

$320,900
Price

9
Rooms
4
Beds
2/1
Full/Half Baths
Welcome home to this colonial style home you can enjoy almost 3000 square feet of living space. Enourmous living and dining area with a view to the amazing yard. Property comes with four good size bedroom with the possibility of turning it into five. Master bedroom comes with a walk in closet, another bedroom comes with a 1/4 of a bath that can be easily used as the master bedroom as well. Huge backyard with access to two decks, an established vegetables garden, plus a finished basement where you will find a complete kitchen, another bathroom and plenty of room to entertaint future guest. Updated appliances and newer heating system & updated electrical. This lovely home has a lot of offer come see for yourself.
Open House
No scheduled Open Houses

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Categories: New Homes  


Posted by Hejoma Garcia on 7/14/2017


21 Utica Dr, Worcester, MA 01603

Single-Family

$89,000
Price

4
Rooms
2
Beds
1
Baths
You can't rent anything in the City of Worcester for the cost of this mortgage- Two bedroom Mobile home located in a residential neighborhood. Newer electrical and new hot water heater. Perfect for someone starting out or downsizing looking to have their own yard the feeling of living in a single family home. Property is listed on MLS as mobile home also 72175431
Open House
No scheduled Open Houses

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Categories: Price Change  


Posted by Hejoma Garcia on 7/14/2017


21 Utica Dr, Worcester, MA 01603

Mobile Home

$89,000
Price

4
Rooms
2
Beds
1
Baths
You can't rent anything in the City of Worcester for the cost of this mortgage- Two bedroom Mobile home located in a residential neighborhood. Newer electrical and new hot water heater. Perfect for someone starting out or downsizing looking to have their own yard the feeling of living in a single family home.
Open House
No scheduled Open Houses






Categories: Price Change  




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