Enter your income, debts and down payment and the calculator can determine the amount you can afford to pay for a house, based on the conventional mortgage limit for your debt-to-income ratio. Move the slider to estimate a payment and purchase price that works best with your budget and financial goals .
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2. Multiply your monthly take-home pay by 25% to get your maximum mortgage payment. If you earn $5,000 a month, that means your monthly house payment should be no more than $1,250. The calculator below will show you a ballpark figure for how much house you can afford based on your down payment amount and maximum house payment.
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Your gross income, savings, amount of money left over after you pay all the housing expenses, interest rate, credit score, down payment, and other costs are all factors in determining what monthly mortgage payment you can afford.
Calculate how much house you can afford with our home affordability calculator that factors in income, taxes and more to find the best mortgage for your budget and better understand how much house.
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Subtract your monthly budget total from your monthly take-home pay, and the amount left is the most you should pay for rent-what you can realistically afford.
Home Affordability Calculator. This calculator will give you a better idea of how much you can afford to pay for a house and what the monthly payment will be.
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